Built for community banks and credit unions
Your bank or credit union's next step in digital assets.
Independent, banker-led guidance that helps community banks and credit unions turn stablecoins, tokenized deposits, and Bitcoin into a strategy, not a threat. From the first board briefing to a live pilot.
Your digital asset roadmap
In progressLearn
Board and executive education
Plan
Readiness, strategy, and deposit impact
Build
Vendors, governance, and a controlled pilot
Stay
Ongoing executive advisory
Vendor shortlist ready
Scored on controls and cost
Built for
Banks & credit unions
Four areas of opportunity
We start with your customers, your balance sheet, and your capacity to execute.
Stablecoins
Payment use cases and issuer partnerships.
Tokenized deposits
Deposit products, networks, and settlement.
Bitcoin services
Customer access, custody models, and provider selection.
Asset tokenization
Feasibility for loans, securities, and trust-related assets.
Seven services, one partner
Each service leads to the next, so your bank moves at its own pace with one advisor who knows the full picture.
01
Board and executive education
Tailored briefings on digital asset concepts, banking applications, risk, and regulatory developments.
You receive: Executive presentation, director question guide, recommended next steps.
02
Digital asset readiness and strategy
A review of customer demand, internal capabilities, technology, and risk appetite, with a phased plan.
You receive: Readiness assessment, prioritized use cases and business case, strategic roadmap.
03
Deposit strategy and profitability
Evaluate deposit exposure, funding costs, liquidity, and potential fee income.
You receive: Deposit exposure analysis, financial scenarios and ALCO materials, profitability assessment.
04
Vendor selection and oversight
Compare providers on integration, cost, controls, and resilience, then manage the relationship over time.
You receive: Vendor shortlist and scorecard, due diligence and contract recommendations, monitoring dashboard.
05
Governance and regulatory preparation
Build the governance structure, risk assessment, and policy framework with your teams and specialist counsel.
You receive: Governance and risk framework, policy drafts and responsibility matrix, regulatory discussion materials.
06
Pilot design and implementation
Test a proposed service with defined scope, transaction limits, staff readiness, and success measures.
You receive: Implementation plan, testing and launch-readiness criteria, pilot evaluation.
07
Ongoing executive advisory
Continuing support as your bank evaluates new developments and manages its program.
You receive: Quarterly decision briefs, board updates and vendor reviews, updated strategic roadmap.
Engagements that fit your next decision
Start small. Every engagement has a clear scope and price before work begins.
FIXED FEE
Board briefing
Education and a focused leadership discussion, with a director question guide and recommended next steps.
DEFINED PROJECT SCOPE
Readiness and roadmap
An assessment of where your bank stands, prioritized use cases, and a recommended path.
MILESTONE FEES OR RETAINER
Implementation and advisory
Vendor selection, pilot leadership, or continuing executive support.
Banking experience behind the advice
Branden Hansen
Former President of Bank of Utah, and previously its Chief Financial Officer and Chief Business Officer. A banking career spanning 1996 to 2026.
- Balance sheet and liquidity management
- Board reporting and bank strategy
- Trust and mortgage operations
- Risk oversight and executive leadership
Independent by design
Our advice serves your bank, and only your bank.
No vendor fees
No referral fees or commissions from providers we evaluate.
No paid placements
Vendors cannot pay to be recommended or scored higher.
Full disclosure
Any relationship with a provider is disclosed in writing.
Start with a conversation.
An introductory call about your priorities and the decisions ahead. No cost, no obligation.
Email: branden@ledgerwisedac.com
Book a 30-minute introductory call
Pick a time that works for you. We'll talk through your bank's priorities, where your customers are today, and the decisions ahead.
See available times Send an email instead